| Gee, the guy is using Visa International, a US company in the first place (let alone who processes the bank's e-business), and is surprised that it's subject to US law? Sheesh. Never mind Patriot Act, have a close look at AML (Anti Money Laundering) compliance.
This cuts multiple ways: US companies doing business in EU have to comply with EU laws - I had to fill out affidavits (from NYC) that my treatment of personal data (of which I had sod all) was consistent with EU law! I don't recall any of us arranging a protest.
Welcome to globalization...
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"In theory, theory and practice are the same, but in practice, theory and practice are different."
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